Democratizing Finance : : The Radical Promise of Fintech / / Nicolas Deffrennes, Marion Laboure.
We are only in the early stages of a broader revolution that will impact every aspect of the global economy, including commerce and government services. Coming financial technology innovations could improve the quality of life for all people. Over the past few decades, digital technology has transfo...
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Laboure, Marion, author. aut http://id.loc.gov/vocabulary/relators/aut Democratizing Finance : The Radical Promise of Fintech / Nicolas Deffrennes, Marion Laboure. Cambridge, MA : Harvard University Press, [2022] ©2022 1 online resource (208 p.) text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda Frontmatter -- Contents -- Abbreviations -- Introduction -- 1. Millennials—The Subprime Generation? -- 2. Banking in the Digital Era -- 3. The Emergence of Robo-Advisors -- 4. The Digitalization of Public Services -- 5. A Macroeconomic View of Growth, Inequality, and Financial Exclusion -- 6. Fintech, Financial Inclusion, and Economic Infrastructure -- 7. The Interplay of Fintech and Government -- 8. Toward a Cashless Society -- 9. Digital Currencies: The Ultimate Hard-Power Tool -- Conclusion -- Appendixes -- Notes -- Acknowledgments -- Index restricted access http://purl.org/coar/access_right/c_16ec online access with authorization star We are only in the early stages of a broader revolution that will impact every aspect of the global economy, including commerce and government services. Coming financial technology innovations could improve the quality of life for all people. Over the past few decades, digital technology has transformed finance. Financial technology (fintech) has enabled more people with fewer resources, in more places around the world, to take advantage of banking, insurance, credit, investment, and other financial services. Marion Laboure and Nicolas Deffrennes argue that these changes are only the tip of the iceberg. A much broader revolution is under way that, if steered correctly, will lead to huge and beneficial social change. The authors describe the genesis of recent financial innovations and how they have helped consumers in rich and poor countries alike by reducing costs, increasing accessibility, and improving convenience and efficiency. They connect the dots between early innovations in financial services and the wider revolution unfolding today. Changes may disrupt traditional financial services, especially banking, but they may also help us address major social challenges: opening new career paths for millennials, transforming government services, and expanding the gig economy in developed markets. Fintech could lead to economic infrastructure developments in rural areas and could facilitate emerging social security and healthcare systems in developing countries. The authors make this case with a rich combination of economic theory and case studies, including microanalyses of the effects of fintech innovations on individuals, as well as macroeconomic perspectives on fintech’s impact on societies. While celebrating fintech’s achievements to date, Laboure and Deffrennes also make recommendations for overcoming the obstacles that remain. The stakes—improved quality of life for all people—could not be higher. Mode of access: Internet via World Wide Web. In English. Description based on online resource; title from PDF title page (publisher's Web site, viewed 01. Dez 2022) Consolidation and merger of corporations. Equality Economic aspects. Financial institutions Effect of technological innovations on. Financial services industry. International finance. POLITICAL SCIENCE / Political Economy. bisacsh Inequality. banking. cryptocurrencies. digital. e-commerce. finance. financial services. fintech. future of work. payment. venture capital. Deffrennes, Nicolas, author. aut http://id.loc.gov/vocabulary/relators/aut Title is part of eBook package: De Gruyter EBOOK PACKAGE COMPLETE 2022 English 9783110993899 Title is part of eBook package: De Gruyter EBOOK PACKAGE COMPLETE 2022 9783110994810 ZDB-23-DGG Title is part of eBook package: De Gruyter EBOOK PACKAGE Political Science 2022 English 9783110994513 Title is part of eBook package: De Gruyter EBOOK PACKAGE Political Science 2022 9783110994407 ZDB-23-PLW Title is part of eBook package: De Gruyter Harvard University Press Complete eBook-Package 2022 9783110785791 https://doi.org/10.4159/9780674275980?locatt=mode:legacy https://www.degruyter.com/isbn/9780674275980 Cover https://www.degruyter.com/document/cover/isbn/9780674275980/original |
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English |
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Laboure, Marion, Laboure, Marion, Deffrennes, Nicolas, |
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Laboure, Marion, Laboure, Marion, Deffrennes, Nicolas, Democratizing Finance : The Radical Promise of Fintech / Frontmatter -- Contents -- Abbreviations -- Introduction -- 1. Millennials—The Subprime Generation? -- 2. Banking in the Digital Era -- 3. The Emergence of Robo-Advisors -- 4. The Digitalization of Public Services -- 5. A Macroeconomic View of Growth, Inequality, and Financial Exclusion -- 6. Fintech, Financial Inclusion, and Economic Infrastructure -- 7. The Interplay of Fintech and Government -- 8. Toward a Cashless Society -- 9. Digital Currencies: The Ultimate Hard-Power Tool -- Conclusion -- Appendixes -- Notes -- Acknowledgments -- Index |
author_facet |
Laboure, Marion, Laboure, Marion, Deffrennes, Nicolas, Deffrennes, Nicolas, Deffrennes, Nicolas, |
author_variant |
m l ml m l ml n d nd |
author_role |
VerfasserIn VerfasserIn VerfasserIn |
author2 |
Deffrennes, Nicolas, Deffrennes, Nicolas, |
author2_variant |
n d nd |
author2_role |
VerfasserIn VerfasserIn |
author_sort |
Laboure, Marion, |
title |
Democratizing Finance : The Radical Promise of Fintech / |
title_sub |
The Radical Promise of Fintech / |
title_full |
Democratizing Finance : The Radical Promise of Fintech / Nicolas Deffrennes, Marion Laboure. |
title_fullStr |
Democratizing Finance : The Radical Promise of Fintech / Nicolas Deffrennes, Marion Laboure. |
title_full_unstemmed |
Democratizing Finance : The Radical Promise of Fintech / Nicolas Deffrennes, Marion Laboure. |
title_auth |
Democratizing Finance : The Radical Promise of Fintech / |
title_alt |
Frontmatter -- Contents -- Abbreviations -- Introduction -- 1. Millennials—The Subprime Generation? -- 2. Banking in the Digital Era -- 3. The Emergence of Robo-Advisors -- 4. The Digitalization of Public Services -- 5. A Macroeconomic View of Growth, Inequality, and Financial Exclusion -- 6. Fintech, Financial Inclusion, and Economic Infrastructure -- 7. The Interplay of Fintech and Government -- 8. Toward a Cashless Society -- 9. Digital Currencies: The Ultimate Hard-Power Tool -- Conclusion -- Appendixes -- Notes -- Acknowledgments -- Index |
title_new |
Democratizing Finance : |
title_sort |
democratizing finance : the radical promise of fintech / |
publisher |
Harvard University Press, |
publishDate |
2022 |
physical |
1 online resource (208 p.) |
contents |
Frontmatter -- Contents -- Abbreviations -- Introduction -- 1. Millennials—The Subprime Generation? -- 2. Banking in the Digital Era -- 3. The Emergence of Robo-Advisors -- 4. The Digitalization of Public Services -- 5. A Macroeconomic View of Growth, Inequality, and Financial Exclusion -- 6. Fintech, Financial Inclusion, and Economic Infrastructure -- 7. The Interplay of Fintech and Government -- 8. Toward a Cashless Society -- 9. Digital Currencies: The Ultimate Hard-Power Tool -- Conclusion -- Appendixes -- Notes -- Acknowledgments -- Index |
isbn |
9780674275980 9783110993899 9783110994810 9783110994513 9783110994407 9783110785791 |
url |
https://doi.org/10.4159/9780674275980?locatt=mode:legacy https://www.degruyter.com/isbn/9780674275980 https://www.degruyter.com/document/cover/isbn/9780674275980/original |
illustrated |
Not Illustrated |
dewey-hundreds |
300 - Social sciences |
dewey-tens |
330 - Economics |
dewey-ones |
332 - Financial economics |
dewey-full |
332.0285 |
dewey-sort |
3332.0285 |
dewey-raw |
332.0285 |
dewey-search |
332.0285 |
doi_str_mv |
10.4159/9780674275980?locatt=mode:legacy |
oclc_num |
1306463268 |
work_keys_str_mv |
AT labouremarion democratizingfinancetheradicalpromiseoffintech AT deffrennesnicolas democratizingfinancetheradicalpromiseoffintech |
status_str |
n |
ids_txt_mv |
(DE-B1597)618850 (OCoLC)1306463268 |
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cr |
hierarchy_parent_title |
Title is part of eBook package: De Gruyter EBOOK PACKAGE COMPLETE 2022 English Title is part of eBook package: De Gruyter EBOOK PACKAGE COMPLETE 2022 Title is part of eBook package: De Gruyter EBOOK PACKAGE Political Science 2022 English Title is part of eBook package: De Gruyter EBOOK PACKAGE Political Science 2022 Title is part of eBook package: De Gruyter Harvard University Press Complete eBook-Package 2022 |
is_hierarchy_title |
Democratizing Finance : The Radical Promise of Fintech / |
container_title |
Title is part of eBook package: De Gruyter EBOOK PACKAGE COMPLETE 2022 English |
author2_original_writing_str_mv |
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