Creditworthiness and 'Responsible Credit' : : A Comparative Study of EU and US Law / / Noah Vardi.
In this comparative study in US and EU law, Noah Vardi questions whether there is a legally enforceable duty to lend and borrow credit in a “responsible” manner and clarifies the associated notion of “creditworthiness.”
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Superior document: | Comparative Law in Global Perspective ; 02 |
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VerfasserIn: | |
Place / Publishing House: | Leiden ;, Boston : : Brill | Nijhoff,, 2022. |
Year of Publication: | 2022 |
Edition: | 1st ed. |
Language: | English |
Series: | Comparative Law in Global Perspective ;
02. |
Physical Description: | 1 online resource (287 pages) |
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100 | 1 | |a Vardi, Noah, |e author. | |
245 | 1 | 0 | |a Creditworthiness and 'Responsible Credit' : |b A Comparative Study of EU and US Law / |c Noah Vardi. |
246 | 3 | |a A Comparative Study of EU and US Law | |
250 | |a 1st ed. | ||
264 | 1 | |a Leiden ; |a Boston : |b Brill | Nijhoff, |c 2022. | |
300 | |a 1 online resource (287 pages) | ||
336 | |a text |b txt |2 rdacontent | ||
337 | |a computer |b c |2 rdamedia | ||
338 | |a online resource |b cr |2 rdacarrier | ||
490 | 1 | |a Comparative Law in Global Perspective ; |v 02 | |
505 | 0 | |a AcknowledgmentsI -- 1 Introduction: Creditworthiness and ‘Responsible Credit’ -- Introduction -- 1.1 Defining ‘Responsible Credit’ -- 1.2 Responsible Credit and the Global Financial Crisis -- 1.3 Profiles of Relevance of Responsible Credit -- 1.4 Creditworthiness -- 1.5 Caution and Criticisms -- 1.6 Methodology -- 1.7 Structure of the Book -- 2 Creditworthiness Assessment as a Macroprudential Duty -- Introduction -- 2.1 Responsible Credit as a Macroprudential Duty: The Duty of Creditworthiness Assessment in Banking Regulation -- 2.2 Credit Assessments and Credit Rating -- 2.3 A Few Final Observations: Inferences from the Comparison of Regulatory Choices and Issues Surrounding a Hypothetical ‘Right to a Creditworthiness Assessment’ -- 3 Creditworthiness for Individuals: Methodologies and Legal Issues -- Introduction -- 3.1 Creditworthiness Assessment and Credit Reporting -- 3.2 Data Protection and Antidiscrimination: Comparative Legal Issues -- 3.3 Small Business Lending and Credit Scoring -- 3.4 Comparative Overview and Conclusive Remarks on Credit Scoring and Responsible Lending -- 4 Creditworthiness Assessment and Other Contractual Duties as Tools of ‘Responsible Credit’: the Case of Consumer Loans -- Introduction -- 4.1 Creditworthiness Assessment in Consumer Credit Contracts and Mortgage Loan Contracts -- 4.2 Effects of the ‘Responsible Lending’ Provisions on Contract Law -- 4.3 Instruments for the Enforcement of ‘Responsible Credit’ Provisions -- 4.4 A Few Conclusive Comparative Remarks -- 5 Access to Credit and Responsible Lending -- Introduction -- 5.1 The ‘Democratization of Credit’ -- 5.2 Access to Credit as a Policy for Consumers and the Problem of Financial Exclusion -- 5.3 Access to Credit as a Right? Theorizing ‘Due Process’ in Access to Credit -- 5.4 Access to Credit and the Right to Housing -- 5.5 Responsible Credit as a Protective Duty and a Tool for Inclusion -- Bibliography. | |
588 | |a Description based on print version record. | ||
520 | 3 | |a In this comparative study in US and EU law, Noah Vardi questions whether there is a legally enforceable duty to lend and borrow credit in a “responsible” manner and clarifies the associated notion of “creditworthiness.” | |
504 | |a Includes bibliographical references and index. | ||
650 | 0 | |a Credit |x Law and legislation |z European Union countries. | |
650 | 0 | |a Credit |x Law and legislation |z United States. | |
650 | 0 | |a Debtor and creditor |z European Union countries. | |
650 | 0 | |a Debtor and creditor |z United States. | |
650 | 0 | |a Financial institutions |x Law and legislation |z European Union countries. | |
650 | 0 | |a Financial institutions |x Law and legislation |z United States. | |
650 | 0 | |a Loans |x Law and legislation |z European Union countries. | |
650 | 0 | |a Loans |x Law and legislation |z United States. | |
776 | |z 90-04-52290-5 | ||
830 | 0 | |a Comparative Law in Global Perspective ; |v 02. | |
906 | |a BOOK | ||
ADM | |b 2024-03-27 01:13:29 Europe/Vienna |f system |c marc21 |a 2022-09-22 08:09:39 Europe/Vienna |g false | ||
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