Disability Insurance and Public Policy / / Samuel A. Rea, Jr.
Without some form of outside assistance, physical disability is very likely to create economic hardship for victims of accident or illness. Existing programs that provide income to the disabled, including Workmen's Compensation, retirement pension programs, private insurance, public assistance,...
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Superior document: | Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Archive 1933-1999 |
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Place / Publishing House: | Toronto : : University of Toronto Press, , [2019] ©1989 |
Year of Publication: | 2019 |
Language: | English |
Series: | Heritage
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Physical Description: | 1 online resource (152 p.) |
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Rea, Jr., Samuel A., author. aut http://id.loc.gov/vocabulary/relators/aut Disability Insurance and Public Policy / Samuel A. Rea, Jr. Toronto : University of Toronto Press, [2019] ©1989 1 online resource (152 p.) text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda Heritage Frontmatter -- Contents -- Acknowledgments -- 1. Introduction -- 2. The market for safety and insurance -- 3. The uneasy case for mandatory disability insurance -- 4. Disability benefits -- 5. Administrative issues -- 6. Evaluation of existing programs -- 7. Conclusions -- APPENDIX A. Adverse selection and mandatory insurance -- APPENDIX B. Income-tested government programs and mandatory insurance -- Bibliography restricted access http://purl.org/coar/access_right/c_16ec online access with authorization star Without some form of outside assistance, physical disability is very likely to create economic hardship for victims of accident or illness. Existing programs that provide income to the disabled, including Workmen's Compensation, retirement pension programs, private insurance, public assistance, and compensation under tort law, have been severely criticized as either too generous or inadequate. However, there has been no strictly economic analysis of the system of disability compensation. This study attempts to fill that void, using economic theory to examine the functioning of the insurance market and the relationship between insurance and precautions against disability. A critical review of the arguments for government intervention in this market reveals that the case for mandatory insurance coverage is weak. Rea's analysis also provides a framework for designing an insurance benefit structure and offers insights into the relative merits of lump-sum and periodic benefits, the design of insurance benefits in an inflationary environment, and the taxation of disability benefits. The 'no-fault' approach is assessed using the example of automobile insurance and in light of many possible changes in the existing system, such as mandatory disability insurance, strict liability of drivers for accidents to passengers and pedestrians, and periodic rather than lump-sum benefits. This study will be of interest to economists, lawyers, members of the insurance industry, and those concerned with public policy on disability. Mode of access: Internet via World Wide Web. In English. Description based on online resource; title from PDF title page (publisher's Web site, viewed 30. Aug 2021) Disability insurance Government policy Canada. POLITICAL SCIENCE / Public Policy / Social Services & Welfare. bisacsh Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Archive 1933-1999 9783110490947 https://doi.org/10.3138/9781487575458 https://www.degruyter.com/isbn/9781487575458 Cover https://www.degruyter.com/cover/covers/9781487575458.jpg |
language |
English |
format |
eBook |
author |
Rea, Jr., Samuel A., Rea, Jr., Samuel A., |
spellingShingle |
Rea, Jr., Samuel A., Rea, Jr., Samuel A., Disability Insurance and Public Policy / Heritage Frontmatter -- Contents -- Acknowledgments -- 1. Introduction -- 2. The market for safety and insurance -- 3. The uneasy case for mandatory disability insurance -- 4. Disability benefits -- 5. Administrative issues -- 6. Evaluation of existing programs -- 7. Conclusions -- APPENDIX A. Adverse selection and mandatory insurance -- APPENDIX B. Income-tested government programs and mandatory insurance -- Bibliography |
author_facet |
Rea, Jr., Samuel A., Rea, Jr., Samuel A., |
author_variant |
j s a r jsa jsar j s a r jsa jsar |
author_role |
VerfasserIn VerfasserIn |
author_sort |
Rea, Jr., Samuel A., |
title |
Disability Insurance and Public Policy / |
title_full |
Disability Insurance and Public Policy / Samuel A. Rea, Jr. |
title_fullStr |
Disability Insurance and Public Policy / Samuel A. Rea, Jr. |
title_full_unstemmed |
Disability Insurance and Public Policy / Samuel A. Rea, Jr. |
title_auth |
Disability Insurance and Public Policy / |
title_alt |
Frontmatter -- Contents -- Acknowledgments -- 1. Introduction -- 2. The market for safety and insurance -- 3. The uneasy case for mandatory disability insurance -- 4. Disability benefits -- 5. Administrative issues -- 6. Evaluation of existing programs -- 7. Conclusions -- APPENDIX A. Adverse selection and mandatory insurance -- APPENDIX B. Income-tested government programs and mandatory insurance -- Bibliography |
title_new |
Disability Insurance and Public Policy / |
title_sort |
disability insurance and public policy / |
series |
Heritage |
series2 |
Heritage |
publisher |
University of Toronto Press, |
publishDate |
2019 |
physical |
1 online resource (152 p.) |
contents |
Frontmatter -- Contents -- Acknowledgments -- 1. Introduction -- 2. The market for safety and insurance -- 3. The uneasy case for mandatory disability insurance -- 4. Disability benefits -- 5. Administrative issues -- 6. Evaluation of existing programs -- 7. Conclusions -- APPENDIX A. Adverse selection and mandatory insurance -- APPENDIX B. Income-tested government programs and mandatory insurance -- Bibliography |
isbn |
9781487575458 9783110490947 |
callnumber-first |
H - Social Science |
callnumber-subject |
HD - Industries, Land Use, Labor |
callnumber-label |
HD7106 |
callnumber-sort |
HD 47106 C2 R437 42018 |
geographic_facet |
Canada. |
url |
https://doi.org/10.3138/9781487575458 https://www.degruyter.com/isbn/9781487575458 https://www.degruyter.com/cover/covers/9781487575458.jpg |
illustrated |
Not Illustrated |
dewey-hundreds |
300 - Social sciences |
dewey-tens |
360 - Social problems & social services |
dewey-ones |
368 - Insurance |
dewey-full |
368.38600971 |
dewey-sort |
3368.38600971 |
dewey-raw |
368.38600971 |
dewey-search |
368.38600971 |
doi_str_mv |
10.3138/9781487575458 |
oclc_num |
1121052439 |
work_keys_str_mv |
AT reajrsamuela disabilityinsuranceandpublicpolicy |
status_str |
n |
ids_txt_mv |
(DE-B1597)527969 (OCoLC)1121052439 |
carrierType_str_mv |
cr |
hierarchy_parent_title |
Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Archive 1933-1999 |
is_hierarchy_title |
Disability Insurance and Public Policy / |
container_title |
Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Archive 1933-1999 |
_version_ |
1770177033660268544 |
fullrecord |
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