Finance for housing : : An introduction / / Cathy Davis.

• Superior document: Title is part of eBook package: De Gruyter Bristol University Press Backlist eBook-Package 2013-1995
• VerfasserIn: Davis, Cathy,
• Place / Publishing House: Bristol : : Policy Press, , [2013]; ©2013
• Year of Publication: 2013
• Language: English
• Physical Description: 1 online resource (328 p.)
• Other title: Front Matter --; Contents --; List of boxes, tables and reflections --; Preface --; List of abbreviations --; Overview --; Political choices and housing finance --; The global financial crisis and the UK government’s role --; Tenure --; Local authority general housing services and building work --; Owner-occupation --; The changing fortunes of council housing --; Housing associations --; The private rented sector --; Issues with housing costs --; ‘Marginal’ owner-occupation --; A variety of rents --; Paying for housing with help from housing benefits --; Discussion --; Is our housing system sustainable? --; References --; Index
• Format: Mode of access: Internet via World Wide Web.
• ISBN: 9781447316572; 9783111196213
• Access: restricted access
• Hierarchical level: Monograph
• Statement of Responsibility: Cathy Davis.

The global financial crisis of 2007-08 was triggered by sub-prime mortgage mis-selling in the US and the global sale of these debts as new bonds. Austerity programmes are designed to reduce the borrowing that governments undertook to stabilise failing banking systems but the UK's Coalition government is using 'austerity' as a cover to dismantle the welfare state. Housing is at the forefront of these changes. Mortgages and rental costs are rising as 'the market' dictates them, while people with low incomes now receive substantially less financial help from the welfare state. In this much-needed text by an experienced author with a policy background, current housing finance issues (and their history) are linked with broader social policy and political themes. It covers the finance of building and refurbishment, managing and maintaining property for all the different tenures (owner occupation, council housing, housing association and private renting), and discusses whether current arrangements are sustainable. Written for housing, social policy and politics students and staff, it is also accessible to anyone concerned about housing in Britain today.