Hard Choices : : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / / Jerry Buckland.
When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conven...
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Superior document: | Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Backlist 2000-2013 |
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Place / Publishing House: | Toronto : : University of Toronto Press, , [2019] ©2012 |
Year of Publication: | 2019 |
Language: | English |
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Physical Description: | 1 online resource (288 p.) :; 27 tables; 3 figures |
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Buckland, Jerry, author. aut http://id.loc.gov/vocabulary/relators/aut Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / Jerry Buckland. Toronto : University of Toronto Press, [2019] ©2012 1 online resource (288 p.) : 27 tables; 3 figures text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda Frontmatter -- Contents -- List of Illustrations -- Foreword -- Acknowledgments -- Introduction -- 1. The Context of Financial Exclusion in Canada -- 2. Theories about Financial Exclusion -- 3. Choosing Banking Services When the Options Are Limited -- 4. The Business of Inner-City Banking -- 5. Working for Financial Inclusion -- 6. Conclusion -- Appendix: The Importance of Partnerships -- Notes -- References -- Index restricted access http://purl.org/coar/access_right/c_16ec online access with authorization star When low-income city dwellers lack access to mainstream banking services, many end up turning to 'fringe banks,' such as cheque-cashers and pawnshops, for some or all of their financial transactions. This predicament of 'financial exclusion' - faced by those underserved by conventional financial institutions - is comprehensively examined in Jerry Buckland's powerful study, Hard Choices.The first account of the nature and causes of financial exclusion in Canada, Hard Choices thoroughly integrates economic and social data on consumer choice, bank behaviour, and government policy. Buckland demonstrates why the current two-tier system of banking is becoming increasingly dysfunctional, especially in the context of new credit products that aggravate income inequality and stifle local economic growth. Featuring a foreword by esteemed economics scholar John P. Caskey, Hard Choices presents pragmatic policy improvements on both the public and private levels that can promote and build financial inclusion for all. Issued also in print. Mode of access: Internet via World Wide Web. In English. Description based on online resource; title from PDF title page (publisher's Web site, viewed 30. Aug 2021) Banks and banking Canada. Discrimination in banking Canada. Poverty Canada. Urban poor Canada Finance, Personal. Urban poor Canada. SOCIAL SCIENCE / Sociology / Urban. bisacsh Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Backlist 2000-2013 9783110490954 print 9781442612525 https://doi.org/10.3138/9781442685291 https://www.degruyter.com/isbn/9781442685291 Cover https://www.degruyter.com/cover/covers/9781442685291.jpg |
language |
English |
format |
eBook |
author |
Buckland, Jerry, Buckland, Jerry, |
spellingShingle |
Buckland, Jerry, Buckland, Jerry, Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / Frontmatter -- Contents -- List of Illustrations -- Foreword -- Acknowledgments -- Introduction -- 1. The Context of Financial Exclusion in Canada -- 2. Theories about Financial Exclusion -- 3. Choosing Banking Services When the Options Are Limited -- 4. The Business of Inner-City Banking -- 5. Working for Financial Inclusion -- 6. Conclusion -- Appendix: The Importance of Partnerships -- Notes -- References -- Index |
author_facet |
Buckland, Jerry, Buckland, Jerry, |
author_variant |
j b jb j b jb |
author_role |
VerfasserIn VerfasserIn |
author_sort |
Buckland, Jerry, |
title |
Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / |
title_sub |
Financial Exclusion, Fringe Banks and Poverty in Urban Canada / |
title_full |
Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / Jerry Buckland. |
title_fullStr |
Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / Jerry Buckland. |
title_full_unstemmed |
Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / Jerry Buckland. |
title_auth |
Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / |
title_alt |
Frontmatter -- Contents -- List of Illustrations -- Foreword -- Acknowledgments -- Introduction -- 1. The Context of Financial Exclusion in Canada -- 2. Theories about Financial Exclusion -- 3. Choosing Banking Services When the Options Are Limited -- 4. The Business of Inner-City Banking -- 5. Working for Financial Inclusion -- 6. Conclusion -- Appendix: The Importance of Partnerships -- Notes -- References -- Index |
title_new |
Hard Choices : |
title_sort |
hard choices : financial exclusion, fringe banks and poverty in urban canada / |
publisher |
University of Toronto Press, |
publishDate |
2019 |
physical |
1 online resource (288 p.) : 27 tables; 3 figures Issued also in print. |
contents |
Frontmatter -- Contents -- List of Illustrations -- Foreword -- Acknowledgments -- Introduction -- 1. The Context of Financial Exclusion in Canada -- 2. Theories about Financial Exclusion -- 3. Choosing Banking Services When the Options Are Limited -- 4. The Business of Inner-City Banking -- 5. Working for Financial Inclusion -- 6. Conclusion -- Appendix: The Importance of Partnerships -- Notes -- References -- Index |
isbn |
9781442685291 9783110490954 9781442612525 |
callnumber-first |
H - Social Science |
callnumber-subject |
HG - Finance |
callnumber-label |
HG2704 |
callnumber-sort |
HG 42704 B89 42012EB |
geographic_facet |
Canada. Canada |
url |
https://doi.org/10.3138/9781442685291 https://www.degruyter.com/isbn/9781442685291 https://www.degruyter.com/cover/covers/9781442685291.jpg |
illustrated |
Not Illustrated |
dewey-hundreds |
300 - Social sciences |
dewey-tens |
330 - Economics |
dewey-ones |
332 - Financial economics |
dewey-full |
332.1/750869420971 |
dewey-sort |
3332.1 12750869420971 |
dewey-raw |
332.1/750869420971 |
dewey-search |
332.1/750869420971 |
doi_str_mv |
10.3138/9781442685291 |
oclc_num |
1110708655 |
work_keys_str_mv |
AT bucklandjerry hardchoicesfinancialexclusionfringebanksandpovertyinurbancanada |
status_str |
n |
ids_txt_mv |
(DE-B1597)528821 (OCoLC)1110708655 |
carrierType_str_mv |
cr |
hierarchy_parent_title |
Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Backlist 2000-2013 |
is_hierarchy_title |
Hard Choices : Financial Exclusion, Fringe Banks and Poverty in Urban Canada / |
container_title |
Title is part of eBook package: De Gruyter University of Toronto Press eBook-Package Backlist 2000-2013 |
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1770176833617133568 |
fullrecord |
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