Game of Loans : : The Rhetoric and Reality of Student Debt / / Matthew M. Chingos, Beth Akers.
College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprec...
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Place / Publishing House: | Princeton, NJ : : Princeton University Press, , [2016] ©2017 |
Year of Publication: | 2016 |
Language: | English |
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Akers, Beth, author. aut http://id.loc.gov/vocabulary/relators/aut Game of Loans : The Rhetoric and Reality of Student Debt / Matthew M. Chingos, Beth Akers. Princeton, NJ : Princeton University Press, [2016] ©2017 1 online resource (192 p.) : 25 b/w illus., 6 tables text txt rdacontent computer c rdamedia online resource cr rdacarrier text file PDF rda The William G. Bowen Series ; 101 Frontmatter -- Contents -- Acknowledgments -- Chapter 1. A Brief Introduction to Student Loans -- Chapter 2. What Does Student Borrowing in the United States Really Look Like? -- Chapter 3. How Did We Get Here? -- Chapter 4. Is a Crisis on the Horizon? -- Chapter 5. How Are Student Loans Impacting Borrowers and the Economy? -- Chapter 6. The Real Problems in Student Lending -- Chapter 7. Solving the Real Problems -- Notes -- References -- Index restricted access http://purl.org/coar/access_right/c_16ec online access with authorization star College tuition and student debt levels have been rising at an alarming pace for at least two decades. These trends, coupled with an economy weakened by a major recession, have raised serious questions about whether we are headed for a major crisis, with borrowers defaulting on their loans in unprecedented numbers and taxpayers being forced to foot the bill. Game of Loans draws on new evidence to explain why such fears are misplaced-and how the popular myth of a looming crisis has obscured the real problems facing student lending in America.Bringing needed clarity to an issue that concerns all of us, Beth Akers and Matthew Chingos cut through the sensationalism and misleading rhetoric to make the compelling case that college remains a good investment for most students. They show how, in fact, typical borrowers face affordable debt burdens, and argue that the truly serious cases of financial hardship portrayed in the media are less common than the popular narrative would have us believe. But there are more troubling problems with student loans that don't receive the same attention. They include high rates of avoidable defaults by students who take on loans but don't finish college-the riskiest segment of borrowers-and a dysfunctional market where competition among colleges drives tuition costs up instead of down.Persuasive and compelling, Game of Loans moves beyond the emotionally charged and politicized talk surrounding student debt, and offers a set of sensible policy proposals that can solve the real problems in student lending. Issued also in print. Mode of access: Internet via World Wide Web. In English. Description based on online resource; title from PDF title page (publisher's Web site, viewed 24. Aug 2021) Student loans United States. Students United States Finance, Personal. EDUCATION / Higher. bisacsh Chingos, Matthew M., author. aut http://id.loc.gov/vocabulary/relators/aut Title is part of eBook package: De Gruyter Princeton University Press Complete eBook-Package 2016 9783110638592 print 9780691167152 https://doi.org/10.1515/9781400883271?locatt=mode:legacy https://www.degruyter.com/isbn/9781400883271 Cover https://www.degruyter.com/cover/covers/9781400883271.jpg |
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English |
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eBook |
author |
Akers, Beth, Akers, Beth, Chingos, Matthew M., |
spellingShingle |
Akers, Beth, Akers, Beth, Chingos, Matthew M., Game of Loans : The Rhetoric and Reality of Student Debt / The William G. Bowen Series ; Frontmatter -- Contents -- Acknowledgments -- Chapter 1. A Brief Introduction to Student Loans -- Chapter 2. What Does Student Borrowing in the United States Really Look Like? -- Chapter 3. How Did We Get Here? -- Chapter 4. Is a Crisis on the Horizon? -- Chapter 5. How Are Student Loans Impacting Borrowers and the Economy? -- Chapter 6. The Real Problems in Student Lending -- Chapter 7. Solving the Real Problems -- Notes -- References -- Index |
author_facet |
Akers, Beth, Akers, Beth, Chingos, Matthew M., Chingos, Matthew M., Chingos, Matthew M., |
author_variant |
b a ba b a ba m m c mm mmc |
author_role |
VerfasserIn VerfasserIn VerfasserIn |
author2 |
Chingos, Matthew M., Chingos, Matthew M., |
author2_variant |
m m c mm mmc |
author2_role |
VerfasserIn VerfasserIn |
author_sort |
Akers, Beth, |
title |
Game of Loans : The Rhetoric and Reality of Student Debt / |
title_sub |
The Rhetoric and Reality of Student Debt / |
title_full |
Game of Loans : The Rhetoric and Reality of Student Debt / Matthew M. Chingos, Beth Akers. |
title_fullStr |
Game of Loans : The Rhetoric and Reality of Student Debt / Matthew M. Chingos, Beth Akers. |
title_full_unstemmed |
Game of Loans : The Rhetoric and Reality of Student Debt / Matthew M. Chingos, Beth Akers. |
title_auth |
Game of Loans : The Rhetoric and Reality of Student Debt / |
title_alt |
Frontmatter -- Contents -- Acknowledgments -- Chapter 1. A Brief Introduction to Student Loans -- Chapter 2. What Does Student Borrowing in the United States Really Look Like? -- Chapter 3. How Did We Get Here? -- Chapter 4. Is a Crisis on the Horizon? -- Chapter 5. How Are Student Loans Impacting Borrowers and the Economy? -- Chapter 6. The Real Problems in Student Lending -- Chapter 7. Solving the Real Problems -- Notes -- References -- Index |
title_new |
Game of Loans : |
title_sort |
game of loans : the rhetoric and reality of student debt / |
series |
The William G. Bowen Series ; |
series2 |
The William G. Bowen Series ; |
publisher |
Princeton University Press, |
publishDate |
2016 |
physical |
1 online resource (192 p.) : 25 b/w illus., 6 tables Issued also in print. |
contents |
Frontmatter -- Contents -- Acknowledgments -- Chapter 1. A Brief Introduction to Student Loans -- Chapter 2. What Does Student Borrowing in the United States Really Look Like? -- Chapter 3. How Did We Get Here? -- Chapter 4. Is a Crisis on the Horizon? -- Chapter 5. How Are Student Loans Impacting Borrowers and the Economy? -- Chapter 6. The Real Problems in Student Lending -- Chapter 7. Solving the Real Problems -- Notes -- References -- Index |
isbn |
9781400883271 9783110638592 9780691167152 |
geographic_facet |
United States. United States |
url |
https://doi.org/10.1515/9781400883271?locatt=mode:legacy https://www.degruyter.com/isbn/9781400883271 https://www.degruyter.com/cover/covers/9781400883271.jpg |
illustrated |
Illustrated |
dewey-hundreds |
300 - Social sciences |
dewey-tens |
370 - Education |
dewey-ones |
371 - Schools & their activities; special education |
dewey-full |
371.224 |
dewey-sort |
3371.224 |
dewey-raw |
371.224 |
dewey-search |
371.224 |
doi_str_mv |
10.1515/9781400883271?locatt=mode:legacy |
oclc_num |
957655320 |
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Title is part of eBook package: De Gruyter Princeton University Press Complete eBook-Package 2016 |
is_hierarchy_title |
Game of Loans : The Rhetoric and Reality of Student Debt / |
container_title |
Title is part of eBook package: De Gruyter Princeton University Press Complete eBook-Package 2016 |
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