The Regulation of the Consumer Finance Industry: a Case Study of Rate Ceilings and Loan Limits in New York State / / Michael Kawaja.

• Superior document: Title is part of eBook package: De Gruyter Columbia University Press eBook-Package Archive 1898-1999
• VerfasserIn: Kawaja, Michael,
• Place / Publishing House: New York, NY : : Columbia University Press, , [1971]; ©1971
• Year of Publication: 1971
• Language: English
• Physical Description: 1 online resource (104 p.)
• Other title: Frontmatter --; Contents --; Tables --; Charts --; Appendixes --; Foreword --; 1. Summary --; 2. A Historical Perspective --; 3. The Criteria for Evaluating Regulation --; 4. The National Pattern of Regulation --; 5. Regulation and the Characteristics of Loans and Borrowers --; 6. Regulation and the Amount of Lending Facilities --; 7. Regulation and Earnings --; Appendix A. Loan Limits and Rate Ceilings of Credit Unions and Commercial Banks, New York State, 1964 --; Appendix B. Rate Ceilings and Loan Limits of the Consumer Finance Industry, by State, (1964) --; Appendix C. Basic Statistical Data --; Appendix D. Percentage Distribution of Number of Loans Made, New York State, 1936-65 --; Appendix E. Number of Branches Per Lender, New York State, 1932-65 --; Appendix F. Changes in the Number and Amount of Loans Made in New York State, 1936-65
• Format: Mode of access: Internet via World Wide Web.
• ISBN: 9780231889407; 9783110442489
• DOI: 10.7312/kawa92576
• Access: restricted access
• Hierarchical level: Monograph
• Statement of Responsibility: Michael Kawaja.

Presents a case study of rate ceilings and loan limits in New York State to study how the rate and loan size regulations in the consumer finance industry evolved, and the effects on the character and volume of the lending services.