Rescuing Retirement : : A Plan to Guarantee Retirement Security for All Americans /

Rescuing Retirement : : A Plan to Guarantee Retirement Security for All Americans / / Teresa Ghilarducci, Tony James.

Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don't act to fix this broken system, rates of impoverishment f...

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Superior document:Title is part of eBook package: De Gruyter Columbia University Press Complete eBook-Package 2018
VerfasserIn:
Ghilarducci, Teresa,
James, Tony,
MitwirkendeR:
Geithner, Timothy,
TeilnehmendeR:
Geithner, Timothy.
Place / Publishing House:New York, NY : : Columbia University Press, , [2018]
©2018
Year of Publication:2018
Language:English
Online Access:
Physical Description:1 online resource
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245 1 0 |a Rescuing Retirement :  |b A Plan to Guarantee Retirement Security for All Americans /  |c Teresa Ghilarducci, Tony James. 
264 1 |a New York, NY :   |b Columbia University Press,   |c [2018] 
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505 0 0 |t Frontmatter --   |t CONTENTS --   |t FOREWORD --   |t Acknowledgments --   |t 1. SOCIETY'S RETIREMENT CRISIS --   |t 2. HOW WE GOT HERE: AMERICA'S BROKEN RETIREMENT SYSTEM --   |t 3. SIX KEY PROBLEMS: THE CONSEQUENCES OF A BROKEN RETIREMENT SYSTEM --   |t 4. RESCUING RETIREMENT: A FOUR-PRONGED SOLUTION --   |t 5. CASE STUDIES: SIMILAR PLANS IN ACTION --   |t 6. WHY NOT JUST EXPAND SOCIAL SECURITY?: AMERICANS NEED A UNIVERSAL PENSION SYSTEM --   |t 7. GROWING SUPPORT FROM THE AMERICAN PEOPLE AND A MANDATE FOR CONGRESS --   |t 8. THE EMPLOYER'S STAKE IN RETIREMENT REFORM --   |t 9. CONCLUSION --   |t Questions and Answers on the Guaranteed Retirement Account --   |t Appendix A: The Cost of a Principal Protection Guarantee --   |t Appendix B: GRAs Versus Other Policy Solutions --   |t Appendix C: Looking at Retirement Coverage Across the Country --   |t Notes --   |t Bibliography --   |t Index 
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520 |a Everyone deserves to be able to retire with dignity, but this core feature of the social contract is in jeopardy. Companies have swerved away from pensions, and most of the workforce has woefully inadequate retirement savings. If we don't act to fix this broken system, rates of impoverishment for senior citizens threaten to skyrocket, and tens of millions of Americans reaching retirement age in the coming decades will be forced to delay retirement and will experience a dramatic drop in their standard of living.In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. Built on people's own money in individual Guaranteed Retirement Accounts, the plan requires no new taxes, no more bureaucracy, and no increase in the deficit. Speaking to Americans' growing anxiety about their ability to retire, Rescuing Retirement provides answers to anyone wanting to understand the growing movement to protect a period of life once considered a deserved time of rest and creativity and offers a practical guide to the future of secure retirement. 
530 |a Issued also in print. 
538 |a Mode of access: Internet via World Wide Web. 
546 |a In English. 
588 0 |a Description based on online resource; title from PDF title page (publisher's Web site, viewed 29. Mrz 2022) 
650 0 |a Retirement income  |z United States  |x Planning. 
650 0 |a Retirement  |z United States  |x Planning. 
650 7 |a BUSINESS & ECONOMICS / Personal Finance / Retirement Planning.  |2 bisacsh 
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700 1 |a Geithner, Timothy. 
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