Microfinance, EU Structural Funds and Capacity Building for Managing Authorities : : A Comparative Analysis of European Convergence Regions.

• Superior document: Palgrave Studies in Impact Finance Series
• Author: Porretta, Pasqualina.
• TeilnehmendeR: Pes, Giovanni.
• Place / Publishing House: London : : Palgrave Macmillan UK,, 2015.; Ã2016.
• Year of Publication: 2015
• Edition: 1st ed.
• Language: English
• Series: Palgrave Studies in Impact Finance Series
• Physical Description: 1 online resource (314 pages)

Table of Contents

• Cover
• Half-Title
• Title
• Copyright
• Contents
• List of Boxes
• List of Charts
• List of Figures
• List of Tables
• Foreword
• Preface
• Notes on Contributors
• Part I EU Structural Funds, Microenterprise and Non-financial Services
• 1 Financial Crises and EU Credit Access Policy
• 1.1 Methodology and purposes of the research
• 1.2 Small businesses and microenterprises in the EU economy: introduction
• 1.3 The importance of the SMEs in the European economy
• 1.4 Typical financial profiles, in particular with regard to microenterprises
• 1.5 The supply of credit in the years of crisis
• 1.6 Some summary considerations on data examined
• 1.7 Access to credit in the European Commission's view
• 1.8 European Investment Bank: mission and operating methods
• 1.9 What is the EIF?
• 1.10 The main financial instruments 2007-2013
• 1.11 GIF
• 1.11.1 Statistical data
• 1.12 The SMEG
• 1.12.1 Statistical data
• 1.13 The CBS
• 1.14 Financial engineering instruments
• 1.14.1 JEREMIE
• 1.14.2 The advantages of the JEREMIE programme
• 1.14.3 JESSICA
• 1.14.4 JASPERS
• Statistical data
• 1.14.5 JASMINE
• Summary of data collected on financial engineering instruments
• 1.15 COSME 2014-2020
• 1.16 EFG
• 1.17 LGF
• 2 EU Cohesion Policy and Microfinance
• 2.1 Cohesion policy, EU structural funds and financial engineering instruments: regulatory framework and operational features under the programming periods 2000-2006 and 2007-2013
• 2.1.1 The regulatory framework in the programming period 2000-2006: first implementing provisions in regulation (EC) no. 448/2004
• 2.1.2 The regulatory framework of the programming period 2007-2013: specific features of the financial engineering instruments
• The general regulation (EC) no. 1083/2006 and implementing provisions in regulation (EC) no. 1828/2006.
• The Coordination Committee of the Funds (COCOF) notes
• 2.2 Financial instruments in the cohesion policy 2014-2020: regulatory framework
• 2.2.1 The main amendments compared to previous programming periods
• 2.3 The control system
• 2.4 Structural funds and microfinance
• 2.5 Implementing a microfinance programme through the structural funds
• 2.5.1 Some examples in Europe
• 3 EU Financial Engineering and Microfinance Non-financial Service: A Case Study
• 3.1 The ESF and the credit access of microenterprises
• 3.1.1 The problem of access to credit for microenterprises
• 3.1.2 European Social Fund and access to credit of microenterprises
• 3.2 The ESF and access to credit for microenterprises: a case study from Germany
• 3.2.1 History of microfinance in Germany
• The pilot phase (2000-2004)
• The consolidation phase (2005-2009)
• Roll-out (2010-today)
• Appraisal of ESF support for microcredit in Germany
• 3.3 Microfinance and non-financial services: the European resources to sustain non-financial services
• 3.4 The new European plans
• 3.5 Non-financial services: advantages and operational features
• 3.5.1 Types of non-financial services
• 3.5.2 Who funds the non-financial services?
• 3.6 Partnerships in delivery financial and BDSS services to the microcredit beneficiaries in Romania
• 3.6.1 Case study 1. Partnership in the delivery of integrated financial and business development services: FAER NBFI and FAER Foundation
• 3.6.2 Case study 2. Partnership in the delivery of integrated financial and BDS services: RoCredit-NBFI and Eurom business consulting company
• Brief description of the BDS services
• First phase
• Second phase
• Third phase (ongoing)
• Sustainability
• Sustainability of the "client first" initiative
• Impact
• 4 Microfinance and Capacity Building in the EU Policy.
• 4.1 Microcredit in the new EU programmes: the role of the Italian National Agency for Microcredit and the Capacity Building project
• 4.1.1 Microcredit in the new EU programmes
• 4.1.2 The role of the Italian National Agency for Microcredit in the Capacity Building project
• 4.2 Microleasing, microinsurance, social housing: the new frontiers for European microfinance
• 4.3 Microleasing: introduction and Capacity Building project issues
• 4.4 Microinsurance: a solution just for the "developing countries"?
• 4.4.1 Introduction
• 4.4.2 Microinsurance: definition, literature and regulatory profiles
• 4.4.3 Microinsurance: subjects involved
• Provision of microinsurance
• 4.4.4 Demand for microinsurance
• 4.4.5 Microinsurance: products and distribution channels
• 4.4.6 Microinsurance in the developed countries: strengths and weaknesses
• 4.4.7 Some conclusions on microinsurance
• 4.5 Social housing: introduction and the Capacity Building project issues
• 4.5.1 New developments of housing policies in the European Union
• 4.5.2 Social housing and housing microfinance
• 4.5.3 The Capacity Building project. Social microcredit to support local housing policies: new instruments for social inclusion
• 4.5.4 Possible developments within the programming period 2014-2020: the Italian case
• 4.6 Housing microcredit: the French case
• 4.6.1 Introduction
• 4.6.2 Context of the experimentation
• General overview of personal microcredit in France
• Energy poverty: a rising problem
• 4.6.3 Main characteristics of housing microcredit
• Target group
• Amount, duration, cost
• Eligible works
• Credit assessment methodology: combining energy efficiency and financial expertise
• 4.6.4 A shared-value approach
• Expected impacts
• Environmental impact
• Impact on the beneficiaries
• Financial impact
• Sustainability: a multistakeholder approach.
• 4.6.5 Lessons learned: first insights
• An important demand
• Clients' profile
• Types of projects
• Some obstacles
• New stakeholders, mainly suppliers
• Part II The Capacity Building Surveys: Results and Reflections
• 5 Capacity Building Surveys
• 5.1 Methodological framework: aims, questionnaires
• 5.2 The managing authorities' interest and needs in capacity building activities
• 5.3 The questionnaire: the investigation area
• 5.4 The sample used
• 5.5 Main results
• 5.5.1 Thematic objectives
• 5.5.2 Ex ante conditionalities
• 5.5.3 Programming
• 5.5.4 Management
• 5.5.5 Evaluation and monitoring
• 5.5.6 Financial management and control of the operational management
• 5.6 Conclusions on first survey
• 5.7 Second survey: aims, investigation areas and sample used
• 5.8 The main results of the survey: first considerations
• 5.8.1 Analysis of the main results of the microcredit/microfinance programming activity
• 5.8.2 Monitoring and reporting activities
• 5.8.3 Regulatory framework of microcredit/microfinance sector and other
• 5.9 Reflections on the second survey
• Final Reflections
• Conclusions
• Bibliography
• Index.